Medicare Part B Medical Insurance

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Medicare Part B is the medical insurance portion of Medicare, which covers physician services, outpatient hospital care, and many other services typically covered under health insurance plans. Part B is financed through monthly premiums paid by enrollees and by contributions from the federal government.

You can get Medicare Part B coverage by enrolling in Original Medicare (Parts A and B) or through a Medicare Advantage (Part C) plan offered by a private company approved by Medicare. The following costs and coverages apply to Original Medicare. All Medicare Advantage plans must cover all the benefits and services provided under Original Medicare but may also provide additional benefits. With a Medicare Advantage plan you may pay a monthly premium in addition to your monthly Part B premium. Costs will vary by plan and may be either higher or lower than those in Original Medicare.

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