Property and Casualty Insurance


Property and casualty insurance together represent two of the four major categories or lines of insurance. Health/disability insurance and life insurance are the two others. Property insurance covers a variety of risks associated with property whether it be real estate or personal property . Fire insurance, inland marine insurance , and ocean marine insurance fall within the property line of insurance. Generally, casualty insurance covers risks arising out of actions toward others. Liability insurance, for instance, falls within the category of casualty insurance

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