Financial Advisor in Houston, TX | Fiduciary Wealth Management

For more than two decades, New Capital Management has supported Houston families, professionals, and business owners in clarifying their financial lives. As a fiduciary financial advisor in Houston, our duty is to act in your best interest at all times. From our Upper Kirby District office at 3355 W Alabama St, we offer personalized guidance to bring your investments, taxes, retirement, and long-term goals into a cohesive strategy.

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Why Houston Families Choose New Capital Management

Houston is a city defined by momentum—careers evolve quickly, industries shift, and opportunities often come with complexity. For many of the families we work with, financial decisions aren't isolated events. They are interconnected, shaped by careers in energy, leadership roles in the Texas Medical Center, entrepreneurial ventures, or executive compensation tied to performance and growth.

Our presence in Houston spans more than two decades, and over that time, we've come to understand not just the financial mechanics but the context behind them. We've worked with professionals navigating equity compensation, business owners managing liquidity events, and families balancing significant income with long-term planning decisions.

Just as important is proximity. Being based in Upper Kirby allows us to meet face-to-face when it matters most. Whether you prefer in-person conversations or the flexibility of virtual meetings, our goal is to create an environment where decisions can be made with clarity and confidence.

Integrated Financial Services for Houston Residents

We provide our clients with the highest quality, strictly confidential, regulatory compliant, and technologically secure services in six primary areas:

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Investment Management

We design portfolios that reflect your broader plan—balancing growth, risk, and income needs while considering concentrated positions, market cycles, and long-term objectives.

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Retirement Planning for Professionals

Whether building toward retirement or approaching it, we help structure a plan that aligns savings, benefits, and income strategies so you can move forward with clarity.

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Estate Planning Coordination

We work alongside other professionals to connect trusts, beneficiaries, and legacy goals with your overall financial strategy.

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Tax-Efficient Wealth Management

Tax decisions influence outcomes over time. We help identify opportunities for tax efficiency across investments, withdrawals, and planning strategies throughout the year.

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Business Owner Financial Planning

For Houston business owners, personal and business finances are often intertwined. We help navigate succession planning, liquidity events, and coordination between business and personal wealth.

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Executive Compensation Planning

From equity compensation to deferred income, we help Houston executives align timing, tax implications, and long-term financial goals.

Serving Houston's Diverse Neighborhoods

Houston is not a one-size-fits-all city—and neither is financial planning. From established families in Bellaire, Memorial, and River Oaks, to professionals in the Medical Center and Energy Corridor, to growing households in West University, the Heights, and Montrose, the context behind financial decisions can vary just as much as the numbers themselves. While our office is based in the Upper Kirby District, we work with clients throughout Greater Houston.

What Makes NCM Different from Other Houston Financial Advisors?

Fee-Only Fiduciary

We are compensated directly by our clients, not through commissions or product sales. This means every recommendation is made with one objective in mind—serving your best interest, without outside influence.

Couple-Centered Approach

For couples, financial decisions are rarely just technical; they’re also personal. We create space for both partners to be heard and aligned, building plans that reflect shared priorities rather than one-sided decisions.

NCM360 Strategic Planning

Our NCM360 approach brings every aspect of your financial life into one coordinated view—investments, taxes, retirement, estate planning, and beyond—so decisions work together, not in isolation.

Global Investment Perspective

We look beyond domestic markets to build diversified portfolios that reflect global opportunities, helping manage risk while positioning for long-term growth.

Innovative Services

For clients with more complex needs, we offer advanced solutions, such as Swiss banking relationships and international residency planning, that extend beyond traditional approaches.

Long-Term Client Relationships

We view financial planning as an ongoing relationship, not a transaction. Over time, this allows us to adapt your plan as life evolves, providing continuity and guidance through each stage.

Meet Our Houston-Based Team

Behind every recommendation is a team grounded in experience, discipline, and a deep understanding of the clients we serve. Our Houston-based advisors bring more than two decades of experience working with individuals and families across the region, offering a perspective shaped by years of navigating complex financial decisions alongside our clients.

Our team holds respected credentials, including CFP® and CFA designations, reflecting a commitment to both technical excellence and fiduciary responsibility. Just as important, we approach each relationship with the belief that thoughtful guidance begins with listening—so every plan is built with clarity, intention, and alignment from the start.

Jaycee Smalley, CFP®

Vice President

Catherine Bahr

Director of Marketing & Communications

Casey Moss, PACE

Adminsitrative Coordinator

Deysi Davila

Paraplanner

Client Success Stories from Houston

All testimonials are from current clients and are uncompensated.

Real Feedback From Our Clients

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We are grateful for your interest, and we invite and encourage you to explore our assistance in enhancing both your financial well-being and your life today.

FAQs for Houston Residents

  • We operate as a fee-only fiduciary, which means we are compensated directly by our clients, not through commissions or product sales. Our fees are transparent and aligned with the scope and complexity of the work we do together, so you always understand how we are compensated and why.

  • Both options are available. Many Houston clients appreciate the ability to meet in person at our Upper Kirby office, while others prefer the flexibility of virtual meetings. We structure the experience around what works best for you.

  • Our approach to investing begins with listening. Before portfolios are designed or strategies are implemented, we take the time to understand what matters most—your goals, concerns, and the life you want your wealth to support. From there, we work to align decisions with your priorities and broader financial picture.

    Only then do we build the investment strategy. We believe investments should support a well-defined plan, not drive it. This includes global diversification, thoughtful risk management, and a focus on long-term outcomes rather than short-term market movements, all grounded in a strategy that feels intentional and aligned from the start. 

  • Our work with couples begins the same way it does with any client—by listening. But in this case, it means listening to two perspectives, two experiences, and sometimes two very different ways of thinking about money. Often, what’s missing isn’t information, it’s alignment.

    We create space for both partners to be heard, to understand each other’s priorities, and to see how individual perspectives fit into a shared direction. From there, we build a plan that reflects both voices, so decisions feel coordinated rather than negotiated.

    Over time, this approach helps couples move forward with greater clarity and confidence, knowing they are not just managing finances together, but aligned in how those decisions support their life.

  • For many of the people we work with, the difference starts with how the relationship begins. We spend time listening—understanding not just your finances, but how decisions are being made today, where things may feel disconnected, and what you want your wealth to support going forward. From there, we focus on alignment, clarifying priorities before moving to recommendations.

    Only then do we build the plan. Rather than addressing investments, taxes, retirement, and estate planning separately, we connect each piece into a coordinated strategy, so decisions in one area support outcomes in another. As a fee-only fiduciary, our work remains centered on your best interest, not products or transactions.

    Over time, this approach tends to feel different. It’s less about reacting to markets or isolated decisions, and more about creating a steady, integrated structure that evolves with you, so you can move forward with confidence, knowing everything is working together as it should.

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