Tax returns contain some of the most detailed information about your financial life. NCM360 allows clients to securely store tax documents while using AI-assisted analysis to help identify potential planning opportunities.

For many households, tax planning happens only during filing season. But thoughtful tax strategy is most effective when it is integrated with investment decisions, retirement timing, and charitable giving throughout the year. Discover how year-round tax planning can help align financial decisions with long-term goals.

Most couples expect financial planning to begin with numbers—but the most meaningful work starts with alignment. Before strategies, projections, or portfolios, couples need shared understanding around values, priorities, and expectations. This article explores why financial planning begins with coupledom and how alignment creates clarity, stability, and stronger decision-making.

Join Leonard Golub, Chief Investment Officer at New Capital, for an in-depth analysis of the transformative forces shaping markets and portfolios as we enter 2026. This timely webinar examines the seismic policy shifts, rapid AI advancement, and economic trends that are redefining the investment landscape.

Financial planning for 2026 begins with intention—clarifying values and purpose first turns goals into meaningful action.

Important updates to the tax code arrive in 2026. A new senior deduction, higher SALT limits, and increased retirement and HSA contribution caps are reshaping tax planning. Understanding these changes now can help taxpayers and investors find meaningful savings.

From AI and tariffs to gold and market volatility, 2025 brought big questions for investors. Dimensional cut through the noise with research-driven insights—highlighting the power of diversification, forward-looking markets, and disciplined investing amid uncertainty.

Crypto markets have pulled back sharply since October, with bitcoin down over 30% from its peak. Rather than one trigger, a mix of higher real rates, unwinding leverage, whale rebalancing, and fading optimism is driving volatility, while long-term fundamentals remain intact.

A major change to student loan repayment is coming. Starting July 1, 2026, the new Repayment Assistance Plan (RAP) ties payments to your income, waives unpaid interest, and guarantees progress on your balance—reshaping how federal student loans are repaid.

Beneficiary designations and Wills both direct how assets are passed on, but they aren’t the same. A Will covers your estate, while designations apply to specific accounts and often take precedence. Keeping them consistent is key to avoiding conflict.

Year-end reflection is often where gratitude begins, but its real strength comes from the steady discipline we bring into the year ahead.

Maximize your charitable impact before 2026’s tax changes. Accelerate gifts this year, donate appreciated stock, or use a donor-advised fund to lock in full deductions now while spreading grants over time, boosting both tax efficiency and your philanthropy’s reach.

The OBBBA significantly expands the flexibility of 529 and ABLE accounts, raising K–12 withdrawal limits, broadening qualified expenses, and adding coverage for credential programs. These updates give families and advisors more versatile tools for education and lifelong learning.

US small caps have actually performed near their long-term average, while the S&P 500’s decade of outsized gains—driven by mega-cap tech—looks far less typical. The contrast suggests investors may be questioning small caps when large caps are the real outlier in the market.

Medicare costs will rise in 2026, with higher premiums and deductibles for Parts A, B, and D and a slight increase to the out-of-pocket drug cap. With Medicare Advantage and Part D plans also shifting, beneficiaries should review coverage during Annual Enrollment.

U.S. consumers lost over $12.5B to fraud in 2024, up 25% from 2023. Scammers often target those under stress, using secrecy and unusual financial requests. Watching for behavioral red flags in loved ones can help protect their assets and prevent losses.

On Wednesday, October 29th, 2025, New Capital’s Annual Conference brought clients together in Houston and online for a day of insight, perspective, and connection. The program featured thoughtful presentations on markets, caregiving, technology, and the economic outlook.

While market swings and tariff headlines grab attention, sometimes the best response is to tune them out. Focusing on long-term trends rather than daily movements reveals a smoother, steadier climb, reminding investors that patience often outperforms reaction.

With new tax rules from the One Big Beautiful Bill Act, it’s time to rethink your year-end giving. Smart moves—like donating early, itemizing, or gifting appreciated assets—can help you save on taxes and amplify your impact in 2025.

Start early to set your kids on the path to financial independence. With options like Roth IRAs, HSAs, 529s, and custodial accounts, parents can teach the value of saving, investing, and planning, helping the next generation build lasting wealth.