What does a fiduciary financial advisor really do? Learn why fiduciary is more than a legal standard and how trust shapes every relationship at New Capital Management.

The 2025 Client Satisfaction Survey gave us valuable insight into what clients value most and where we can continue to improve. From strong scores across our services and a Net Promoter Score of 92 to feedback shaping the future of NCM360, see what we heard and what comes next.

Your workplace retirement plan may be one of the largest pieces of your portfolio, and it shouldn’t sit apart from the rest. See how NCM360 brings eligible 401(k) accounts into the full picture, with coordinated management, performance reporting, and asset allocation all in one place.

Financial planning doesn't stop once a plan is in place. NCM360 delivers personalized reminders that help you stay ahead of important deadlines, life events, and financial milestones, making it easier to stay organized and take action when it matters most.

Client task management inside NCM360 brings structure to every moving piece — with a clear owner, defined steps, and a running record of progress. Nothing lives in an inbox or gets lost between meetings.

Meeting Reports capture the context behind your financial decisions. NCM360 organizes key discussions in one place, connecting topics across planning areas and helping ensure that important details are carried forward over time.

Cash flows provide a real-time view of how money is earned and spent. NCM360 organizes income and expenses in one place, and combines financial planning with AI-assisted analysis to help identify inefficiencies and opportunities to improve long-term alignment.

Tax returns contain some of the most detailed information about your financial life. NCM360 allows clients to securely store tax documents while using AI-assisted analysis to help identify potential planning opportunities.

Most couples expect financial planning to begin with numbers—but the most meaningful work starts with alignment. Before strategies, projections, or portfolios, couples need shared understanding around values, priorities, and expectations. This article explores why financial planning begins with coupledom and how alignment creates clarity, stability, and stronger decision-making.

Join Leonard Golub, Chief Investment Officer at New Capital, for an in-depth analysis of the transformative forces shaping markets and portfolios as we enter 2026. This timely webinar examines the seismic policy shifts, rapid AI advancement, and economic trends that are redefining the investment landscape.

Financial planning for 2026 begins with intention—clarifying values and purpose first turns goals into meaningful action.

Important updates to the tax code arrive in 2026. A new senior deduction, higher SALT limits, and increased retirement and HSA contribution caps are reshaping tax planning. Understanding these changes now can help taxpayers and investors find meaningful savings.

From AI and tariffs to gold and market volatility, 2025 brought big questions for investors. Dimensional cut through the noise with research-driven insights—highlighting the power of diversification, forward-looking markets, and disciplined investing amid uncertainty.

Crypto markets have pulled back sharply since October, with bitcoin down over 30% from its peak. Rather than one trigger, a mix of higher real rates, unwinding leverage, whale rebalancing, and fading optimism is driving volatility, while long-term fundamentals remain intact.

A major change to student loan repayment is coming. Starting July 1, 2026, the new Repayment Assistance Plan (RAP) ties payments to your income, waives unpaid interest, and guarantees progress on your balance—reshaping how federal student loans are repaid.

Beneficiary designations and Wills both direct how assets are passed on, but they aren’t the same. A Will covers your estate, while designations apply to specific accounts and often take precedence. Keeping them consistent is key to avoiding conflict.

Year-end reflection is often where gratitude begins, but its real strength comes from the steady discipline we bring into the year ahead.

Maximize your charitable impact before 2026’s tax changes. Accelerate gifts this year, donate appreciated stock, or use a donor-advised fund to lock in full deductions now while spreading grants over time, boosting both tax efficiency and your philanthropy’s reach.

The OBBBA significantly expands the flexibility of 529 and ABLE accounts, raising K–12 withdrawal limits, broadening qualified expenses, and adding coverage for credential programs. These updates give families and advisors more versatile tools for education and lifelong learning.

US small caps have actually performed near their long-term average, while the S&P 500’s decade of outsized gains—driven by mega-cap tech—looks far less typical. The contrast suggests investors may be questioning small caps when large caps are the real outlier in the market.