1. Portfolio Analysis
Using specialized analytics software made by Morningstar, we present a clear and detailed analysis of your current portfolio and recommendations for changes.
2. Risk Tolerance
We test your risk tolerance using Riskalyze’s industry-leading risk profiling assessment tool.
3. Risk Capacity
Relying on our financial planning work with you, we develop a risk capacity rating to determine how much risk you can reasonably afford to take in your portfolio.
4. Investments Education
We present the theoretical foundations of our investment approach so that you can get complete answers to your questions and concerns.
5. Model Portfolio Selection
We use our proprietary portfolio selection grid to assign you to the most appropriate model portfolio given all the information that we have developed about you and your finances.
6. Investment Policy Statement
To complete our initial investment work, we create a custom investment policy statement (IPS) to document your investment plan and ensure mutual agreement to proceed with portfolio changes.