guideline 401(k)

Offer great retirement benefits without doing any heavy lifting. We sync with popular payroll providers, onboard your employees, and take care of your plan administration and compliance testing. Participants can even choose from over 40 low-cost mutual investment options.

We make 401(k) plans easy by integrating with popular payroll providers, onboarding your employees, and handling plan administration and compliance.

Choose from over 40 mutual funds from Vanguard and other low-cost providers. Or we’ll help each employee pick a portfolio that fits their goals.

Our fully integrated solution starts at $8/employee plus a $39 base each month. We do not charge employees any investment fees.

Whether you’re offering a 401(k) for the first time or have an established retirement program, Guideline has a plan just for you.

We offer 40+ index funds from Vanguard and other low-cost providers. Or we’ll help participants choose a managed portfolio with blended average fund fees of 0.06%.

We perform ongoing nondiscrimination testing to help identify potential issues as they arise - and manage any required corrections. We also offer compliance-friendly Safe Harbor plans.

We use a third party custodian to validate transactions and execute trades. You pay no additional fees for this service.

We serve as your recordkeeper to track all of your 401(k) plan’s balances, transactions, withholdings, and deferrals.

We serve as your ERISA 3(16) and 3(38) plan fiduciary (for eligible plans).

We prepare annual reports for no extra fee, including Form 5500 and 1099-R.


 

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