Strata

As you plan your year end charitable giving, you might evaluate using a qualified charitable distribution (QCD) in place of your required minimum distribution (RMD) from your IRA.

New IRS guidelines provide greater flexibility for surviving spouses in inheriting retirement accounts.

Certain 529 plan distributions that are directly rolled over to the plan beneficiary’s Roth IRA will not be subject to the additional tax.

We don’t normally think of giving money away as the best way to save money. But those who have reached the age when required minimum distributions (RMDs) must be taken have a nice option to reduce their taxable income.

Here are some common mistakes that even experienced investors make and how to avoid them.

Investors have long pursued real estate investments for accumulating and growing wealth.

A Limited Liability Company (LLC) is a popular alternative investment option for self-directed IRA (SDIRA) owners - in part because of the range of asset options available.

A Simplified Employee Pension (SEP) can enable you to save just as much for retirement as you would be able to save through a more costly and complex 401(k) plan.

A beneficiary’s options depend on the IRA owner’s age at death and the beneficiary’s category.

A minor IRA can be a valuable tool for teaching a variety of financial lessons, from deciding how much to save, to managing taxes and investing.

New Capital assists our clients with rollovers on a regular basis. Let us know if we can help you.

Inflation is typically hard on retirement savers. As inflation cumulates year over year, an account balance will be losing purchasing power even if it’s still growing.

Roth conversions have been a hot topic lately. Are they a tool for retirement income planning, or a tax revenue tool for Congress? As it turns out, they’re both.

Inflation has hit record highs and shows no sign of abating, which lowers both spending and savings rates. If wages or investment returns can’t meet or exceed inflation levels, personal savings rates will decline which could cause people to delay retirement.

New Capital works with Strata Trust to provide our clients with self-directed IRA custody.