The New Capital JOURNAL
Financial news, views, advice, and guidance.
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Personal Loans: Avoiding Financial Complications
If you are considering offering to loan money to a loved one, there are administrative matters and some financial, tax, and regulatory considerations to cover to protect yourself and your relationship.
Due Date for Federal Income Tax Returns and Payments Postponed to July 15
Due to the coronavirus pandemic, the due date for filing federal income tax returns and making tax payments has been postponed by the IRS from Wednesday, April 15, 2020, to Wednesday, July 15, 2020.
Federal Student Loan Borrowers Get Some Relief Due to COVID-19
On March 20, 2020, the Department of Education announced terms for student loan relief for tens of millions of borrowers in response to COVID-19.
Fidelity Mobile Deposit Limits Increased
Fidelity has temporarily increased the mobile check deposit limit to $100,000 in order to allow customers to make large deposits from the comfort of their own home.
Special Markets Update 2020 #3 - March 20, 2020
Watch a recording of our webinar: Special Markets Update 2020 #3
Bear Markets Come and Go
The longest bull market in history lasted almost 11 years before coronavirus fears and the realities of a seriously disrupted U.S. economy brought it to an end.
Market Week: March 23, 2020
Following the Fed's latest interest rate cut last weekend, stocks opened markedly lower on Monday, prompting the third circuit breaker in the last six sessions as trading was halted only seconds after the opening bell.
Special Markets Update 2020 #2 - March 13, 2020
Watch a recording of our webinar: Special Markets Update 2020 #2
Money Markets and the Low Rate Environment
As the government has continued to lower the federal funds rate we can also expect to see money market yield rates continue in that direction.
Market Week: March 16, 2020
The run of positive weekly market gains ended last week as benchmark indexes lost value.
Special Markets Update 2020 #1 - March 9, 2020
Watch a recording of our webinar: Special Markets Update
Market Week: March 9, 2020
While it apparently took a day to take effect, the Fed's decision to reduce the target range for the federal funds rate by 50 basis points quelled the massive rush to sell stocks and brought some investors back to the market.
Coronavirus Concerns? Consider Past Health Crises
If recent volatility is causing you to consider cashing out of your stock holdings, it may be worthwhile to pause and put recent events into perspective, using history as a guide.
Keeping Your Business in the Family
If your plan is to keep your business in the family, as opposed to selling it to an outside party or another business, you should be aware of some of the issues that can contribute to the success or the failure of the business as it is transferred to the successor generation.
Market Week: March 2, 2020
Panicked investors continued a major sell-off last week, pushing stocks to double-digit losses.
Coronavirus Thoughts
It is impossible to predict the ultimate trajectory of the virus, its impact on global health, or its impact on the global economy.
The Coronavirus and the Global Economy
Anything that affects China, the world's second-largest economy, can have a powerful ripple effect around the globe.
Market Week: February 24, 2020
The run of positive weekly market gains ended last week as benchmark indexes lost value.
Bond Study Confirms Investment Approach and Offers New Insight
A new study identifies an additional metric—a bond issuer’s stock returns—that holds merit inevaluating fixed-income investments.